How to get Homeowners Insurance for your EIFS home

How to get Homeowners Insurance for your EIFS home

Don’t worry we will show you how to get homeowners insurance for your EIFS home

First of all, don’t listen to all those naysayers out there that are trying to tell you, you can’t get homeowners insurance on your home. The fact is EIFS is a very good product and is on nearly one in three commercial buildings in this country. The folks here at EIFS Repair started getting calls from homeowners that were having problems with this, so we did some research, got on the phones, and this is how to get homeowners insurance for your EIFS home.

Before you buy, you are going to want to invest in an EIFS inspection. This is not done by just any inspector, but by a specially trained EIFS inspector.  Typically this inspection is going to include some sort of moisture testing. Actually, you are going to want to make sure of it. A visual inspection is not enough, you are going to want some numbers and to see where the moisture levels read high, and what percentage of moisture is behind your EIFS if any at all. The thing about the moisture testing is that a lot of the EIFS inspectors use a probed moisture tester, which means the inspector will be drilling a bunch of small holes through your EIFS. These holes must be repaired properly, so that down the road you are not getting moisture from the EIFS inspection itself. There are a few quality moisture testers out now that are prob-less you may want to request this testing devise.  A typical EIFS inspection will cost any where from $500.00 to $1,200.00 depending on where you are located in the country. Another good alternative to the moisture meter testing is to use Thermal Imaging for the test. The Thermal Imaging typically cost a few hundred dollars  more, but is a very good alternative, as it gives you a picture of the troublesome areas for you to look at.

After you have your EIFS inspection complete you will know exactly what repairs need to be done if any, and a you now can call in an EIFS Repair guy to give you an estimate on the repairs. When the EIFS applicator gives you his bid it is a good idea to get him to submit a yearly maintenance schedule for him to come, and do a visual inspection of the caulk and EIFS.  The insurance companies will like to see this.

Now that that the house has passed an EIFS inspection you only need to call the insurance company and get homeowners insurance for your home. Call your insurance company,, and explain what you have done. If they are an insurance company that has a strick policy, and will not cover your home try these insurance companies.

Advanced Insurance of Boca Raton
21845 Powerline Rd, #205
Boca Raton, FL 33433
Contact: Chuck Hemphill
(954) 416-9698
All Risks Ltd
11911 NE 1st St, Suite B-205
Bellevue, WA 98005
Contact: Corky Weber
(425) 372-0038
Alternative Risk Company
PO Box A
Independence, MO 64051
Contact: Chad Brown
(888) 474-1217
BB&T-John Burnham Insurance
750 B Street, Suite 2400
San Diego, CA 92101
Contact: Geoffrey Shelton
(619) 525-2883
Bouchard Insurance
101 Starcrest Dr
Clearwater, FL 33765
Contact: Ileane Altamura
(727) 373-2712
Brower Insurance
(all states except Hawaii and Alaska)
409 E. Monument Ave., Ste. 400
Dayton, OH 45402
Contact: Jeff Lightner, CIC, CRIS
(937) 285-8203
Brown & Brown Insurance of Florida
1201 W. Cypress Creek Rd
Ft. Lauderdale, FL 33309
Contact: Andrew Noye
(954) 331-1319
Brown & Brown Insurance
1145 Broadway Plaza #700
Tacoma, WA 98402
Contact: Bryan J. Dunn
(253) 335-2427
CRC Insurance Services
One Metroplex Drive, Suite 400
Trussville, AL 35173
Contact: Sherry Curtis

More coming soon ….

How to get Homeowners Insurance for your EIFS home
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How to get Homeowners Insurance for your EIFS home